Rules as published by each firm
MULTI-ASSET vs FUTURES
Static Balance-Based vs Intraday Trailing (Equity High-Water Mark) once funded
☪ Islamic / Swap-Free Ready
FundingPips vs MyFundedFutures
Which of these two is likelier to end your account, and why — compared rule by rule from what each firm publishes.
Short answer
- The drawdown works differently, and that is the difference that matters. FundingPips' loss limit is fixed to your starting balance and never moves; MyFundedFutures' follows your equity tick by tick, unrealised profit included. MyFundedFutures: Open profit you give back raises that floor permanently, so it can breach you at a level that did not exist an hour earlier.
- MyFundedFutures sets no daily loss limit; FundingPips caps a single day at 5%.
- Minimum trading days: FundingPips no minimum, MyFundedFutures 1 day — this sets the earliest you can finish, however fast you hit the target.
- Overnight and weekend: FundingPips lets you hold; MyFundedFutures requires you flat before the session closes, so a swing plan does not fit it.
- Entry cost: FundingPips from $32, MyFundedFutures from $50.
Figures below are what each firm publishes. Confirm them on the firm's own site before paying for an evaluation — these rules change without notice.
FundingPips
MULTI-ASSET • Max $2,000,000
Drawdown Model
Static Balance-Based
Profit Split
80% - 90%
Starting Price
$32
Min Trading Days
0 Days
MyFundedFutures
FUTURES • Max $600,000
Drawdown Model
Intraday Trailing (Equity High-Water Mark) once funded
Profit Split
90% - 100%
Starting Price
$50
Min Trading Days
1 Days
Side-by-Side Specifications Matrix
Every figure below is taken from the firm's own published rules. Check the source and date under the table before you size a position on it — prop firm rules change without notice.
| Evaluation Parameter | FundingPips | MyFundedFutures |
|---|---|---|
| Asset Class / Market | MULTI-ASSET | FUTURES |
| Drawdown Calculation Type | Static Balance-Based | Intraday Trailing (Equity High-Water Mark) once funded Pro trails end-of-day in both stages and Builder's floor stops moving once it reaches $0 on the live account, but the firm counts open unrealised losses toward a breach even in the stages it labels end-of-day. On Rapid the max-loss line chases your live equity high, unrealised profit included, once you are funded; during the evaluation it only moves at the close. |
| Max Daily Loss | 5.0% | None (No Daily Limit) |
| Max Overall Loss | 10.0% | 4.0% 4% is the $25K and $50K accounts ($1,000 and $2,000); the $100K and $150K accounts stop at $3,000 and $4,500, which is 3%. |
| Profit Split | 80% - 90% | 90% - 100% |
| Minimum Trading Days | 0 Days | 1 Days |
| News Trading Policy | ✓ News trading permitted across all stages | ✓ News trading fully permitted during open market sessions |
| Weekend & Overnight Holding | ✓ Permitted (Weekend holding allowed for all instruments) | ✗ Flat by Close (Futures day trading only; open positions are auto-closed at 4:10 PM EST (New York session close) on regular days, but on holiday half-sessions that auto-close does not fire and you must flatten yourself or the account is breached) |
| Supported Platforms | cTrader, Match-Trader, TradeLocker | Tradovate, TradingView, NinjaTrader, Quantower, Fintevo, Deep Chart |
| Payout Schedule | Weekly payouts (Every 7 calendar days) | Daily — every 24 hours once funded and above the buffer Rapid pays out every qualifying trading day; Pro pays bi-weekly and Builder every 48 hours while sim-funded, daily once live. |
| First Payout Eligibility | 5 trading days from funded stage | No fixed waiting period; payable as soon as the realised-profit buffer is cleared ($2,100 on the $50K account) Pro instead unlocks at 14 days from your first trade or when the buffer clears, whichever is later, and Builder needs the buffer plus 2 qualifying days plus $500 of net profit above it ($250 on the $25K account). |
| Consistency Rule | No restrictive consistency rule | 40% consistency rule on Expert accounts |
| Islamic / Swap-Free Option | ✓ Swap-Free Type Available Swap-Free account type available across cTrader and Match-Trader; zero overnight rollover fees |
✓ Inherently Swap-Free (CME Futures) Inherently Swap-Free (CME Futures day trading; all open positions flat at session close, zero overnight interest) |
| US Residents Accepted | ✗ Restricted | ✓ Accepted |
| Maximum Capital Allocation | $2,000,000 | $600,000 |
Not independently confirmed. We could not read FundingPips' own rules pages — every request to the site was answered with HTTP 403, so the rules could not be read from here. The figures below are unconfirmed and may be out of date. Check the current rules on FundingPips' own site. Last attempted .
Where these figures come from. Read from MyFundedFutures' own published rules on : Rapid plan · Pro plan · Builder plan · Homepage platform list (Fintevo, Deep Chart, T · Second firm-owned confirmation of the supporte · Rapid stage split · Firm's own EOD definition, including that open · Session hours 6 · Prohibited practices · Tier-1 news 2-minute blackout and the outright. Prop firm rules change without notice — confirm on the firm's own site before you pay for an evaluation.
What can end the account even if you are profitable
These are the rules people usually find out about after a payout is refused.
- MyFundedFutures: Once you are funded on Rapid or Pro you may not hold a position or leave any order sitting in the market, resting limit orders included, from two minutes before a Tier-1 release to two minutes after it — FOMC meetings and minutes, the Employment Report and CPI, plus EIA numbers for energy traders and the Agricultural reports for grain traders — so a release at 8:30 means flat by 8:28:00 and nothing back on until 8:32:00; the same trade is allowed on evaluations and on Builder accounts, and the firm's page states the ban without spelling out the penalty. source
- MyFundedFutures: You may not copy another trader by entering, exiting or cancelling positions in step with them, the way signal and mentorship groups often do, and the firm can permanently bar you from its services for it rather than just voiding the trades. source
- MyFundedFutures: You may not hold a buy and a sell on the same underlying market at the same time — being long Micro Nasdaq while short E-mini Nasdaq counts as the same market — and the firm treats it as a fair-play violation that can end your agreement and confiscate your profits. source
- MyFundedFutures: High-frequency trading is banned on every plan with no published speed or frequency threshold to measure yourself against, and being flagged for it can terminate your agreement, confiscate your profits and fail your evaluation. source
- MyFundedFutures: You must trade from a device no other trader uses — a mentor and student sharing one laptop, phone or tablet breaks the rule — and it is treated as a prohibited practice that can permanently restrict the accounts involved. source
- MyFundedFutures: If an order is rejected around the 4:10 PM EST close, do not keep resubmitting it: one of those retries occasionally fills after the close, and the firm disqualifies the account for it even though you never meant to trade late. source
- MyFundedFutures: On holiday-shortened trading days the automatic 4:10 PM EST flatten does not run, so you have to close your own positions before the early close or the account is breached. source
- MyFundedFutures: On the Builder plan you cannot request your first payout until you have cleared the buffer ($2,100, or $1,600 with the add-on, on the $50K account), traded on at least 2 qualifying days, and banked at least $500 of net profit on top of that buffer ($250 on the $25K account) — there is no fixed date at which it simply becomes available. source
Drawdown Architecture: FundingPips vs MyFundedFutures
The fundamental differentiator between FundingPips and MyFundedFutures lies in how risk and liquidation thresholds are tracked:
FundingPips: Static Balance-Based
FundingPips applies a Static Balance-Based approach. Under this structure, your stop loss floor is anchored to balance intervals. This ensures that temporary floating open profits do not pull your stop loss floor higher in real-time.
MyFundedFutures: Intraday Trailing (Equity High-Water Mark) once funded
MyFundedFutures implements a Intraday Trailing (Equity High-Water Mark) once funded model. Open equity peaks will instantly adjust your maximum loss threshold tick-by-tick.
The Trader's Verdict: Which Firm Should You Choose?
Depending on your trading style, asset preference, and capital requirements, here is how our research team segments the two providers:
Choose FundingPips if you:
- Want Static Balance-Based risk management.
- Trade primarily MULTI-ASSET instruments with cTrader, Match-Trader, TradeLocker.
- Value Budget-focused algorithmic and manual traders who prioritize ultra-low challenge fees and weekly payout cycles.
- Want the ability to hold swing positions over weekends and economic news releases.
- Seek up to $2,000,000 in maximum scaling capital.
Choose MyFundedFutures if you:
- Prefer Intraday Trailing (Equity High-Water Mark) once funded execution terms.
- Trade FUTURES via Tradovate, TradingView, NinjaTrader.
- Value Futures traders seeking End-of-Day (EOD) drawdown calculation with zero daily loss limit and no activation fees on Expert plans.
- Require strict intraday liquidity and same-day/daily payout options.
- Want access to starting entry fees at $50.
Frequently Asked Questions: FundingPips vs MyFundedFutures
Which firm offers a better drawdown model between FundingPips and MyFundedFutures?
FundingPips uses Static Balance-Based, while MyFundedFutures utilizes Intraday Trailing (Equity High-Water Mark) once funded.
Traders who hold positions through volatile pullbacks typically favor FundingPips, whereas scalpers capitalizing on quick momentum benefit from FundingPips.
Can I trade both FundingPips and MyFundedFutures accounts at the same time?
Yes. Many professional prop traders run trade copiers (such as Replikanto for NinjaTrader futures, or Social Trader Tools for MT4/MT5 CFDs) to mirror trades across both FundingPips and MyFundedFutures simultaneously, diversifying broker risk and maximizing total payout potential.
Which prop firm has faster payout disbursements?
FundingPips processes payouts on a Weekly payouts (Every 7 calendar days) basis (5 trading days from funded stage), whereas MyFundedFutures operates on a Daily — every 24 hours once funded and above the buffer schedule (No fixed waiting period; payable as soon as the realised-profit buffer is cleared ($2,100 on the $50K account)). Both platforms support crypto and direct bank transfers.