Rules as published by each firm
FUTURES vs MULTI-ASSET
Intraday Trailing (Equity High-Water Mark) once funded vs Trailing Closed-Balance HWM (locks at start balance)
☪ Islamic / Swap-Free Ready
MyFundedFutures vs FXIFY
Which of these two is likelier to end your account, and why — compared rule by rule from what each firm publishes.
Short answer
- The drawdown works differently, and that is the difference that matters. MyFundedFutures' loss limit follows your equity tick by tick, unrealised profit included; FXIFY's follows your highest closed balance, ignoring open profit. MyFundedFutures: Open profit you give back raises that floor permanently, so it can breach you at a level that did not exist an hour earlier. FXIFY: Only closed profit moves it, so a winning trade you have not banked yet gives you no extra room and costs you none.
- MyFundedFutures sets no daily loss limit; FXIFY caps a single day at 4%.
- Minimum trading days: MyFundedFutures 1 day, FXIFY no minimum — this sets the earliest you can finish, however fast you hit the target.
- Overnight and weekend: FXIFY lets you hold; MyFundedFutures requires you flat before the session closes, so a swing plan does not fit it.
- Entry cost: MyFundedFutures from $50, FXIFY from $99.
Figures below are what each firm publishes. Confirm them on the firm's own site before paying for an evaluation — these rules change without notice.
MyFundedFutures
FUTURES • Max $600,000
Drawdown Model
Intraday Trailing (Equity High-Water Mark) once funded
Profit Split
90% - 100%
Starting Price
$50
Min Trading Days
1 Days
FXIFY
MULTI-ASSET • Max $4,000,000
Drawdown Model
Trailing Closed-Balance HWM (locks at start balance)
Profit Split
80% - 90%
Starting Price
$99
Min Trading Days
0 Days
Side-by-Side Specifications Matrix
Every figure below is taken from the firm's own published rules. Check the source and date under the table before you size a position on it — prop firm rules change without notice.
| Evaluation Parameter | MyFundedFutures | FXIFY |
|---|---|---|
| Asset Class / Market | FUTURES | MULTI-ASSET |
| Drawdown Calculation Type | Intraday Trailing (Equity High-Water Mark) once funded Pro trails end-of-day in both stages and Builder's floor stops moving once it reaches $0 on the live account, but the firm counts open unrealised losses toward a breach even in the stages it labels end-of-day. On Rapid the max-loss line chases your live equity high, unrealised profit included, once you are funded; during the evaluation it only moves at the close. |
Trailing Closed-Balance HWM (locks at start balance) FXIFY's own FAQs label the 'Two Phase' drawdown 10% Trailing on the assessment-rules page and 10% Static on the static-drawdown page, so check which 2-Phase variant you bought. The 2-Step limit trails your highest closed balance (floating profit does not move it) and stops trailing once you are 10% up or take your first payout; Three Phase is static from day one. |
| Max Daily Loss | None (No Daily Limit) | 4% 4% on the 2-Step, measured against the balance recorded at 5PM EST the previous day; One Phase is 3%, Three Phase 5%, Instant Funding 8%, Lightning 3%. |
| Max Overall Loss | 4.0% 4% is the $25K and $50K accounts ($1,000 and $2,000); the $100K and $150K accounts stop at $3,000 and $4,500, which is 3%. |
10.0% 10% on the 2-Step; One Phase is 6%, Three Phase 5%, Instant Funding 8%, Lightning 4%. |
| Profit Split | 90% - 100% | 80% - 90% |
| Minimum Trading Days | 1 Days | 0 Days |
| News Trading Policy | ✓ News trading fully permitted during open market sessions | ✓ News trading allowed with zero time restriction windows |
| Weekend & Overnight Holding | ✗ Flat by Close (Futures day trading only; open positions are auto-closed at 4:10 PM EST (New York session close) on regular days, but on holiday half-sessions that auto-close does not fire and you must flatten yourself or the account is breached) | ✓ Permitted (Weekend and overnight holding permitted across all account types) |
| Supported Platforms | Tradovate, TradingView, NinjaTrader, Quantower, Fintevo, Deep Chart | MT4, MT5, DXtrade, TradingView |
| Payout Schedule | Daily — every 24 hours once funded and above the buffer Rapid pays out every qualifying trading day; Pro pays bi-weekly and Builder every 48 hours while sim-funded, daily once live. |
On-demand Day 1 payouts (bi-weekly thereafter) |
| First Payout Eligibility | No fixed waiting period; payable as soon as the realised-profit buffer is cleared ($2,100 on the $50K account) Pro instead unlocks at 14 days from your first trade or when the buffer clears, whichever is later, and Builder needs the buffer plus 2 qualifying days plus $500 of net profit above it ($250 on the $25K account). |
Day 1 (immediate upon passing and trading) |
| Consistency Rule | 40% consistency rule on Expert accounts | No consistency rule published for the 2-Step; other FXIFY programmes carry 20-30% best-day rules Lightning caps your best day at 30% of total profit, Instant Funding Lite at 20%, Crypto funded accounts at 25%, and Two Phase Pro stops you for the day at $4,000 profit. |
| Islamic / Swap-Free Option | ✓ Inherently Swap-Free (CME Futures) Inherently Swap-Free (CME Futures day trading; all open positions flat at session close, zero overnight interest) |
✓ Swap-Free Checkout Add-on Swap-Free add-on available at checkout; eliminates overnight swap charges permanently on live simulated accounts |
| US Residents Accepted | ✓ Accepted | ✗ Restricted |
| Maximum Capital Allocation | $600,000 | $4,000,000 |
Where these figures come from. Read from MyFundedFutures' own published rules on : Rapid plan · Pro plan · Builder plan · Homepage platform list (Fintevo, Deep Chart, T · Second firm-owned confirmation of the supporte · Rapid stage split · Firm's own EOD definition, including that open · Session hours 6 · Prohibited practices · Tier-1 news 2-minute blackout and the outright. Prop firm rules change without notice — confirm on the firm's own site before you pay for an evaluation.
Where these figures come from. Read from FXIFY's own published rules on : Daily loss limit by programme (3/4/5%) and the · Instant Funding 8% daily drawdown, same 5PM ES · Lightning 3% daily drawdown, 4% trailing max d · Per-phase table · Trailing mechanism · Static drawdown definition, and the page that · Instant Funding 8% trailing max drawdown and i · Platform list including TradingView · Identical platform sentence, confirming the li · Instant Funding Lite 20% best-day rule and 10- · 25% best-day rule on Crypto funded accounts, w · Two Phase Pro $4,000/day profit cap and same-d · 60-day inactivity breach · Profit forfeiture on hard breach and the Perfo · Prohibited strategies and the termination-plus · Programme-specific copy-trading ban · One profile per person, no second account unde. Prop firm rules change without notice — confirm on the firm's own site before you pay for an evaluation.
What can end the account even if you are profitable
These are the rules people usually find out about after a payout is refused.
- MyFundedFutures: Once you are funded on Rapid or Pro you may not hold a position or leave any order sitting in the market, resting limit orders included, from two minutes before a Tier-1 release to two minutes after it — FOMC meetings and minutes, the Employment Report and CPI, plus EIA numbers for energy traders and the Agricultural reports for grain traders — so a release at 8:30 means flat by 8:28:00 and nothing back on until 8:32:00; the same trade is allowed on evaluations and on Builder accounts, and the firm's page states the ban without spelling out the penalty. source
- MyFundedFutures: You may not copy another trader by entering, exiting or cancelling positions in step with them, the way signal and mentorship groups often do, and the firm can permanently bar you from its services for it rather than just voiding the trades. source
- MyFundedFutures: You may not hold a buy and a sell on the same underlying market at the same time — being long Micro Nasdaq while short E-mini Nasdaq counts as the same market — and the firm treats it as a fair-play violation that can end your agreement and confiscate your profits. source
- MyFundedFutures: High-frequency trading is banned on every plan with no published speed or frequency threshold to measure yourself against, and being flagged for it can terminate your agreement, confiscate your profits and fail your evaluation. source
- MyFundedFutures: You must trade from a device no other trader uses — a mentor and student sharing one laptop, phone or tablet breaks the rule — and it is treated as a prohibited practice that can permanently restrict the accounts involved. source
- MyFundedFutures: If an order is rejected around the 4:10 PM EST close, do not keep resubmitting it: one of those retries occasionally fills after the close, and the firm disqualifies the account for it even though you never meant to trade late. source
- MyFundedFutures: On holiday-shortened trading days the automatic 4:10 PM EST flatten does not run, so you have to close your own positions before the early close or the account is breached. source
- MyFundedFutures: On the Builder plan you cannot request your first payout until you have cleared the buffer ($2,100, or $1,600 with the add-on, on the $50K account), traded on at least 2 qualifying days, and banked at least $500 of net profit on top of that buffer ($250 on the $25K account) — there is no fixed date at which it simply becomes available. source
- FXIFY: If you go 60 days without placing a single trade, FXIFY breaches your account and it is over, evaluation or funded. source
- FXIFY: If you hard-breach a funded account you lose every dollar of profit you have not already been paid, unless you bought the Performance Protect add-on at the original checkout, which is the only way to keep it. source
- FXIFY: FXIFY terminates your account and wipes your profits to zero if you use latency arbitrage, high-frequency trading, hedging positions across accounts, order-book spamming, trading the same setups as a group, exploiting platform bugs, or let anyone else trade for you, including a paid pass-your-challenge service. source
- FXIFY: On Instant Funding, Instant Funding Lite, 2 Phase Pro and the Lightning Plan you may not copy trades in from anyone else, such as a signal service or a copier bot, and doing so breaks FXIFY's terms; copying between your own FXIFY accounts is allowed on the other programmes. source
- FXIFY: You may register only one profile with FXIFY, and opening a second one under a different email address is a rule violation. source
- FXIFY: On the Lightning Plan your single best trading day cannot be worth more than 30% of your total profit, or you do not meet FXIFY's payout requirement. source
- FXIFY: On Instant Funding Lite your best trading day cannot be worth more than a fifth of your total profit, and you must also have traded on 10 separate days since your first trade before you can be paid. source
- FXIFY: On the Crypto Instant Funded and Crypto 1-Phase funded accounts no single trading day's profit may exceed 25% of your profit for that payout period, though this does not apply during the crypto challenge step. source
- FXIFY: On Two Phase Pro you are closed out of the market for the rest of the day the moment you make $4,000 of profit, and you can only trade again the next day. source
Drawdown Architecture: MyFundedFutures vs FXIFY
The fundamental differentiator between MyFundedFutures and FXIFY lies in how risk and liquidation thresholds are tracked:
MyFundedFutures: Intraday Trailing (Equity High-Water Mark) once funded
MyFundedFutures applies a Intraday Trailing (Equity High-Water Mark) once funded approach. Under this structure, your stop loss floor is anchored to balance intervals. Trailing stops ratchet tick-by-tick with unrealized equity, requiring disciplined profit taking.
FXIFY: Trailing Closed-Balance HWM (locks at start balance)
FXIFY implements a Trailing Closed-Balance HWM (locks at start balance) model. Open equity peaks will instantly adjust your maximum loss threshold tick-by-tick.
The Trader's Verdict: Which Firm Should You Choose?
Depending on your trading style, asset preference, and capital requirements, here is how our research team segments the two providers:
Choose MyFundedFutures if you:
- Want Intraday Trailing (Equity High-Water Mark) once funded risk management.
- Trade primarily FUTURES instruments with Tradovate, TradingView, NinjaTrader.
- Value Futures traders seeking End-of-Day (EOD) drawdown calculation with zero daily loss limit and no activation fees on Expert plans.
- Do not mind closing before the daily market session closes.
- Seek up to $600,000 in maximum scaling capital.
Choose FXIFY if you:
- Prefer Trailing Closed-Balance HWM (locks at start balance) execution terms.
- Trade MULTI-ASSET via MT4, MT5, DXtrade.
- Value Traders demanding on-demand Day 1 payouts with a trailing drawdown that locks to the starting balance after the first payout and no minimum trading days.
- Want flexible swing trading terms without time limits.
- Want access to starting entry fees at $99.
Frequently Asked Questions: MyFundedFutures vs FXIFY
Which firm offers a better drawdown model between MyFundedFutures and FXIFY?
MyFundedFutures uses Intraday Trailing (Equity High-Water Mark) once funded, while FXIFY utilizes Trailing Closed-Balance HWM (locks at start balance).
Traders who hold positions through volatile pullbacks typically favor FXIFY, whereas scalpers capitalizing on quick momentum benefit from MyFundedFutures.
Can I trade both MyFundedFutures and FXIFY accounts at the same time?
Yes. Many professional prop traders run trade copiers (such as Replikanto for NinjaTrader futures, or Social Trader Tools for MT4/MT5 CFDs) to mirror trades across both MyFundedFutures and FXIFY simultaneously, diversifying broker risk and maximizing total payout potential.
Which prop firm has faster payout disbursements?
MyFundedFutures processes payouts on a Daily — every 24 hours once funded and above the buffer basis (No fixed waiting period; payable as soon as the realised-profit buffer is cleared ($2,100 on the $50K account)), whereas FXIFY operates on a On-demand Day 1 payouts (bi-weekly thereafter) schedule (Day 1 (immediate upon passing and trading)). Both platforms support crypto and direct bank transfers.