Topstep vs MyFundedFutures
An empirical, rule-by-rule comparison of drawdown mechanics, profit splits, latency benchmarks, news restrictions, and payout reliability to help you select the ideal funded account.
Topstep
MyFundedFutures
Side-by-Side Specifications Matrix
Every parameter below is cross-verified directly against the official 2026 rulebooks and contract specifications.
| Evaluation Parameter | Topstep | MyFundedFutures |
|---|---|---|
| Asset Class / Market | FUTURES | FUTURES |
| Drawdown Calculation Type | End-of-Day (EOD) Trailing | End-of-Day (EOD) Trailing |
| Max Daily Loss | 2.0% | None (No Daily Limit) |
| Max Overall Loss | 4.0% | 4.0% |
| Profit Split | 90% - 100% | 90% - 100% |
| Minimum Trading Days | 2 Days | 1 Days |
| News Trading Policy | ✓ Trading economic news releases allowed during trading hours | ✓ News trading fully permitted during open market sessions |
| Weekend & Overnight Holding | ✗ Flat by Close (Intraday futures only; all open orders and positions flat by 4:10 PM CT) | ✗ Flat by Close (Futures day trading only; flat by CME session close) |
| Supported Platforms | Tradovate, TradingView, NinjaTrader, Quantower, TS Trader | Tradovate, TradingView, NinjaTrader |
| Payout Schedule | Daily payouts after 5 winning days (+$200/day) | Bi-weekly payouts with flexible buffer rules |
| First Payout Eligibility | 5 winning days | 14 days from first placed trade in live sim |
| Consistency Rule | 50% consistency target during Trading Combine | 40% consistency rule on Expert accounts |
| Islamic / Swap-Free Option | ✓ Inherently Swap-Free (CME Futures) Inherently Swap-Free (All futures positions close before daily CME market close 4:10 PM CT; zero overnight interest/riba) |
✓ Inherently Swap-Free (CME Futures) Inherently Swap-Free (CME Futures day trading; all open positions flat at session close, zero overnight interest) |
| US Residents Accepted | ✓ Accepted | ✓ Accepted |
| Maximum Capital Allocation | $450,000 | $600,000 |
Drawdown Architecture: Topstep vs MyFundedFutures
The fundamental differentiator between Topstep and MyFundedFutures lies in how risk and liquidation thresholds are tracked:
Topstep: End-of-Day (EOD) Trailing
Topstep applies a End-of-Day (EOD) Trailing approach. Under this structure, your stop loss floor is anchored to balance intervals. This ensures that temporary floating open profits do not pull your stop loss floor higher in real-time.
MyFundedFutures: End-of-Day (EOD) Trailing
MyFundedFutures implements a End-of-Day (EOD) Trailing model. This provides traders with full intraday flexibility without the fear of open spikes ratcheting up their liquidation point.
The Trader's Verdict: Which Firm Should You Choose?
Depending on your trading style, asset preference, and capital requirements, here is how our research team segments the two providers:
Choose Topstep if you:
- Want End-of-Day (EOD) Trailing risk management.
- Trade primarily FUTURES instruments with Tradovate, TradingView, NinjaTrader.
- Value Disciplined futures day traders who prioritize End-of-Day drawdown protection and rapid daily payout availability.
- Do not mind closing before the daily market session closes.
- Seek up to $450,000 in maximum scaling capital.
Choose MyFundedFutures if you:
- Prefer End-of-Day (EOD) Trailing execution terms.
- Trade FUTURES via Tradovate, TradingView, NinjaTrader.
- Value Futures traders seeking End-of-Day (EOD) drawdown calculation with zero daily loss limit and no activation fees on Expert plans.
- Require strict intraday liquidity and same-day/daily payout options.
- Want access to starting entry fees at $50.